Housing Barriers Infographic

For millions of disabled people in the United States, affordable, accessible, and integrated housing remains out of reach. Rising housing costs, long waitlists for rental assistance, inaccessible housing stock, and limited community-based supports create significant barriers to independent living. Adults relying on Supplemental Security Income (SSI), in particular, often face impossible choices between paying rent, affording healthcare, or meeting basic daily needs. Addressing the disability housing crisis requires more than increasing supply—it demands policies that prioritize accessibility, affordability, and the right of disabled people to live in their communities with dignity and choice.

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Housing Equity: Affordable Access for Adults with Disabilities

Author: Lauren Silverstone
Director of Housing Support Services at Maryland Inclusive Housing

Housing for adults with disabilities: Image of a white woman with chin length brown hair, brown glasses and a grey suit jacket.

Housing in the United States remains largely out of reach for adults living on Supplemental Security Income (SSI). As of early 2026, approximately 7.4 to 7.5 million Americans rely on SSI, a federal benefit that supports individuals who are older, have a vision impairment, or have a qualifying disability and very limited income. In 2026, the maximum federal SSI payment is $994 per month for an individual and $1,491 per month for an eligible couple. About one-third of SSI recipients also receive Social Security Disability Insurance (SSDI) (learn more about the difference between SSI and SSDI benefits); however, even when these benefits are combined, income levels remain far below what is needed to afford stable, market-rate housing in most communities. These financial limitations continue to make housing for adults with disabilities especially difficult to obtain and sustain in many communities. Additional income from work or nonwork income like alimony, veterans benefits, and pensions are also counted against monthly SSI payments. 

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SSI Age Redetermination for Disabled Children

Turning 18 is a major milestone for any young person, but for those receiving Supplemental Security Income (SSI), it also triggers an important SSI age 18 redetermination for disabled children. This one-time review requires the Social Security Administration (SSA) to re-evaluate whether your child still qualifies for SSI under adult disability rules. Understanding what this review involves, what information SSA may request, and how work or income could affect benefits can help families prepare and advocate effectively during this transition.

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